Hello
Neighbor, If you find
yourself in a position where you owe more than your home is worth and you need
to sell, a short sale may be your best option. But don't get taken for a long,
stressful ride by a self proclaimed 'expert'... Simply put, a short
sale is a real estate transaction where the homeowner owes their lender more
than what their property is worth and they need to sell. In a short sale, the
lender must approve and accept less than what they are owed as full payoff
(this means they may settle for $400,000, even if you currently owe them
$500,000...even if the loss is hundreds of thousands of dollars). Are you facing a
financial hardship that you know will decrease your income? Are you getting
behind on your mortgage and you're not sure if you can catch up? Or do you just need
to sell quickly but your home is worth less now than when you bought it? If you are facing
any of the situations above, and you think a short sale might be your best
option, then read on. If you're still not sure and just want more info, then
scroll to the bottom of this page and request a free copy of our article
"The 9 Alternatives When Facing Foreclosure" You gotta remember,
we've all had our ups and downs in life and a lot of other good people are also
in the same tough spot as you. Life seems scary when you're facing the reality
of foreclosure and I know how you feel when you just don't wanna answer the
phone any more... We all agree that
we're in the middle of a national mortgage crisis and that, in many cases,
homeowners who have bought or refinanced in the last few years have been
seriously abused by unethical lending practices!! You bought your
home and hoped (like we all did) that it would increase in value (and some
folks were even promised it would!), but most likely the harsh reality
is that now your home is worth less than when you bought it and the
value is still declining sharply. I've helped
hundreds of homeowners in this position to get the help they deserve.
I've also, helped train hundreds of real estate professionals both
locally and across the nation to do the same for their clients. Did you know that
nearly 90% of the homeowners nationwide who try to "short sale" their
home will end up losing their home to foreclosure due to an
uneducated or lazy agent? I hate to say this
about my fellow agents, but the majority of them that are "trying to
help" have not been properly trained and sadly, they are misinformed as to
how to even negotiate with lenders. Some even get so far as to submit your
'short sale packet' and then just sit back and wait for a response! In the end,
they simply don't know how to help you and you will become one of those "90%"
that were not helped. ...unless you seek
the help of an expert agent with a proven track record. I have been personally
trained by a former Chief Loss Mitigator who is a career loss mitigator and asset
manager with 20 years in the business (he is ultimately the guy at the bank who
accepts or declines short sales). Actually, I went so far as to make him my
partner and train my entire office. We are now helping save even more folks
from foreclosure. We have
successfully negotiated short sales for hundreds of families and as you can see
from my recent approval letters below (I swap out some of my recent approvals
every couple months, so you will notice these will have been from within the
last 90 days), we actually get the banks to say YES to our short sales. Before
you agree to have an agent help you sell your home, ask him/her to show you
just one short sale approval within the last 6 months... I doubt they can. The best part is,
my business partner, has taken his tips and tricks from working INSIDE
THE BANK and taught my team and I exactly how to ethically BEAT THE
BANK... 93.2% of the time! My partner most
recently worked for IndyMac Bank, a top ten lender, as the
head of their HELOC loss mitigation division. His insider knowledge and broad
base of industry contacts allows us to get our approvals faster than any other
agents in Colorado! In fact, we are constantly solicited by agents nationwide
to 'help them' get their short sales approved. I am ready, along
with my team of experts, to go to battle for you. Are you ready to take a
serious look at your options and see how a short sale can help you: Not all agents can
do a short sale and not all people qualify for our help. I am here for you if
your situation meets the following criteria: If you're not sure
and just want to find out if you qualify, give me a call and I will walk you
through your options. Believe it or not, you may just need help getting a
temporary reduction in your payments to 'catch up'. In any case, call me to
talk about the several options that you may not be aware of. If you don't know
what else to do call me at 303-646-3912, what will it cost you in damaged
credit, frustration and stress? I know how you feel
and I can help. Sincerely, Darren Sperry 303-646-3912 P.S. Don't let the
lender's abusive scheme take advantage of you and cause you to lose your home
to a foreclosure auction! Save your credit and have peace of mind dealing with
an expert. P.P.S. If you are
still not sure, call my free recorded message by dialing 1-800-359-0637 and
press 6449. Just listen in and see what I can do for you. 
"What is a short sale?"
Don't worry. It's not your fault...
It's sad but true!
Don't allow this to happen to you!
"Short sales are not easy!"
Now it's up to
you...
Still Not Sure?